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Providing strong support for any financial needs.

RichMax Nidhi Limited

About RichMax Nidhi Limited

RichMax Nidhi Limited is registered under the Companies Act 2013 comes under the supervision of the MCA. Main objective of Our company is to encourage thrift, savings habit of members and to render all financial assistance by receiving long and short term deposits. We provide loan to its members based on security /collateral. Additionally, providing hassle free experience in managing the financial needs.

A company declared as a Nidhi or Mutual Benefit Society registered under the section 406 of the Companies Act, 2013. Nidhi is have many features which make them stand distinctly apart from many other Non-Banking financial company who are working under the guide line of R.B.I

We offer a wide range of Schemes for your personal savings.

Find the below our Deposit Schemes.

Fixed Deposit

Fixed deposit where an investor deposits a fixed amount of money for a fixed tenure (one year to five years).The small monthly savings in the Deposit scheme enable the depositor to accumulate a handsome amount on maturity. Interest at term deposit rates is computable on quarterly compounded basis. The account can be opened by individuals.

  • Best interest rates
  • Quick Loan facility Deposit Receipt
  • Nominee Facility
  • interest payout options can choose from monthly,quarterly & yearly

Recurring Deposit

Build your savings through regular monthly deposits with high interest rate schemes. The main motive of the recurring deposit account is to instil the habit of saving among individuals. The rate of interest is also much higher as compared to interest offered on such deposits.Loan facility of upto 90% of the amount standing in the credit of the account holder.

  • High interest rates
  • Minimum amount starts from Rs.100/- per month
  • Minimum period of one year and a maximum of five years
  • Flexible payment options

Savings Deposit

We offers Savings Deposits that have been designed specifically to take care of your savings requirements. These accounts not only provide members the flexibility of deposits and withdrawal of funds, but also offer you the best interest rates based on a daily minimum balance.Saving money habbit will improve the quality of life and will help you to feel better and to sleep better.

  • Competitive interest rates
  • No monthly account-keeping fees
  • Minimum balance of Rs.100/- only
  • Facility to withdraw money anytime during the banking hours using withdrawal slip

Daily Deposit

If you cannot save a certain amount at a one time. So you can save daily every small amount of money in our Daily Deposit Scheme. In this scheme you can save from minimum Rs 10 to more amount on daily basis through our appointed service centres who are authorized to collect amount of daily deposit and he will make an entry in the passbook for the amount collected by him from you.

  • No monthly fees
  • Receive money instantly
  • Mobile Doorstep collection.
  • No interest for Foreclosure

Get financing for whatever you need now

Enquire Now

Gold Loan

Having an urgent need of cash, make the most of your idle gold with RichMax attractive gold loans. Get a loan in 45 minutes over the counter with minimal documentation and transparent charges. We provides loan against gold with same day loan disbursementThe pledged gold ornaments are also insured for full value..

  • Minimal Documentation
  • Utmost safety of your gold
  • Highest gram rate in the industry
  • Customized and easy repayment schemes for your needs

Property Loan

Loan Against Immovable Property (LAP) is a secured loan. Nidhi companies are allowed to lend loans based on movable or immovable security.Our Mortgage loan is the solution for your urgent needs; you can avail Loan against property and meet such expenditure. Property Loans are granted only upto 50% of the distressed Sales value of the property as assessed by the approved value in the Credit Committee

  • Hassle free documentation procedures
  • Flexible repayment options
  • Daily collection facility

Loan Aganist Deposits

Get a loan against your deposit at low interest rate. A hassle-free application process and guaranteed approval means that you get the funds you require without delay. Apply for a Loan against Deposit for the best solution to your financial needs, from holidays, to weddings, to making a large purchase, to emergencies.

  • Get instant loan against your deposits
  • Flexible payment options

Secured Loan

We offers loans against securities, LIC Bonds, Govt Bonds, for the liquidity of your long term investments. You don’t need to lock your long term investment. Facility is renewable depending on the performance of the account. Getting a Loan against Securities is easier with minimal documentation and speedy disbursals.

  • Hassle free documentation procedures
  • Flexible repayment options
  • Daily collection facility

RichMax Nidhi Ltd. helps mobilize funds and utilize them to the benefit of the customers, involving numerous deposit and loan schemes. Success is delivered through team-work and the growth of the customers is stimulated through Trust and Responsibility of all to ensure the welfare of the customers through technologically advanced financial services.